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I bought in the early days, from Marriott. They clearly warned us that we were buying for vacations and not as an investment. I don't know what the market is now, but there was a time when we could actually get our money back by selling. When you buy anything, you must do due diligence on the sale. Not only that, but you must be clear about why you are spending the money, and remind yourself about that over time. Snake oil salesmen will never tell you anything negative, at least not in direct terms. That's your job--due diligence. After all, it's your money. The salesman wants your money for himself, and there is no law against taking candy from a baby.