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My husband and I have owned a 2BR golf villa at Orange Lake in Kissimmee (OL) since 1991 plus another 2 weeks in Branson, MO. We have enjoyed our visits immensely and have seen no reason to convert to points. On this visit to OL we were again presented with the sales pitch to purchase an additional unit ($13,800 for a bi-annual week in VT for points only) and convert our current OL week into points. When it appeared that we would starve to death before we were allowed to leave (12:45 pm to 5:20 pm) we signed the agreement, knowing that federal regulations give us 3 days to change our minds. As retired educators, we do travel more than before and the idea of using points for airline tickets and hotel rooms sounds very enticing. However, how do we know if the points are worth the value for which we paid? We book airline tickets several months in advance and usually find reasonable prices. We stay in many hotels over several days and thus get reduced rates. Additionally, my husband is retired military, thus affording us other discounted vacation options which includes weeks at RCI resorts. Does anyone have any information that would shed light on our decision making?