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[Q=roberts1192] I paid Pinnacle about 5 years ago and the only time that I heard from them was a Year later, and they wanted another annual fee.[/Q] No offense intended, but in numerous other posts in these RedWeek forums you indicate having a history of paying upfront fees (Timeshare Advocacy International, Pinnacle, maybe even others...). Predictably, none of these entities have actually done anything for you except to take your money. That pattern will just be repeated over and over again until you STOP unwisely volunteering to just throw your money away. Simply stated, there is NO "magic bullet" or "miracle company" out there, and it's unwise (...bordering on outright foolish, actually...) to continue to believe any different and repeatedly act against your own best interests --- and at considerable financial expense.