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Carlos, It's just a civil matter. Your parents can be sued in civil court for the money. There is no criminal charges involved. It should not affect their visas. The worst that could happen is the TS company obtains a judgement against your parents. It's anonther matter for them to try collect it. If it were my parents I would advise them to stop paying any money and let it go into default. I doubt that they will pursue it any further since it will cost them time and money and very little chance that they will collect anything since you live in another country. Good luck.