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Sorry, but I'm a bit confused. The new Destinations Program is an add-on to the legacy owned weeks approach; and, so far, I have not seen any adverse impact on the use of my owned weeks from Destinations. I have the weeks and I can still use them as I did before Destinations. Also, if I enroll my weeks, I achieve "limited" participation in the full Destinations program. Now, how have you been harmed with respect to your owned weeks by the addition of Destinations? With respect to future investments by the Marriott Vacations (VAC) entity, I'm sure VAC will invest and develop products that will sell and that will achieve an acceptable return on investment for the shareholders. Marriott Vacations is not a cooperative and is not operated only for the benefit of point or week owners. Incidentaly, VAC is a public company and you can review the financial statements online. Go ahead, I expect to be rebuked for the above narrative.