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THE POINT IS THAT IF YOU CAN'T USE THE POINTS IE: YOU GET SICK, YOUR MOM DIES, WHATEVER, YOU LOSE THEM!! YOU HAVE PAID ALL THIS MONEY FOR NOTHING! YOU DID NOT BUY ANYTHING. YOU JUST GAVE THEM A LOT OF YOUR MONEY. NOT GOING TO POINTS, I WAS MUCH BETTER OFF JUST USING MY LEGACY OWNERSHIP WEEKS AS I ALWAYS HAVE FOR 20 YEARS. I STILL AM IN SHOCK. I CANNOT BELIEVE THIS IS LEGAL. IT CERTAINLY IS NOT ETHICAL TO HIDE THIS INFORMATION FROM PEOPLE TO GET THEM TO BUY SOMETHING THEY CANNOT USE.