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Who are you, donp196, to say that I am a phoney person??? It seems you can only say something negative, but if something or someone is good, you try to bury it by saying it is phoney! We had great success with this company. The only problems we encountered were inflicted by our timeshare company. They had hidden costs buried in our timeshare contract that we had to pay huge transfer fee in order to sell our timeshare. But this was in our timeshare contract and had nothing to do with the company selling it. They did not ask us for any money upfront. In fact their contract clearly said they would not get paid until closing! So what do you have to say for yourself now??!!