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Agreed Dave. Marty does not know the WM system. With Worldmark you request an exchange with RCI and then they take the appropriate number of credits from your account when the exchange is confirmed. The number of credits is based only on the size of the unit. (10000 for a 2BR, etc. down to 4000 for any last minute exchange regardless of unit size) [Q=daveb331] Marty doesn't know what he's talking about. Worldmark has confirm first which means you don't book anything in Worldmark, all you do is pay the exchange fee to start a search. Once you get what you're after they take your credits from your account. Good Luck[/Q]