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[Q=johnk985] Hello. Even though were are making payments you say we can still get out. Everything I have been reading and finding is saying we are pretty much screwed unless we payoff the loan first. If we had the money to payoff we would do so. We are just wanting to get what is owed and be rid of it totally. [/Q] If you still have money owing either for maintenance fees or the mortgage, nobody is going to want to take over ownership. There are countless timeshares and point packages available with no money owing and owners having a challenge even giving them away. Your best solution right now is to continue to pay off any debts owing on your timeshare including maintenance fees. And once you do that, then try to find a buyer or taker. Remember, you will not be able to sell it for the same price you paid the developer. If you insist that you can get that amount, then you are making yourself easy prey for scam artists. And again, watch out for any company claiming they can cancel your mortgage because they will just ask you for a fee and you'll still own your timeshare. If you do not have the money to pay off, then my best suggestion would be to have a talk with your creditors (or write a letter) explaining your situation and see if you can somehow negotiate deeding the timeshare over to the resort. It might be a sticky, complicated situation because your lender is likely a third party. Something may be able to be worked out with you, the resort, and the lender. But do not deal with any outside, unaffiliated company claiming they can magically absolve you of your mortgage obligations by paying them some sort of fee.