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HELLO.. AND THANK YOU FOR YOUR ADVICE ON TIMESHARE OWNERSHIP. I OWN A TIME SHARE SINCE 1989, DUE TO A DIVORCE AND LACK OF INCOME I AM NOT ABLE TO PAY FOR THE MAINTANANCE AND COLLECTION FEES OF (TWO YEARS) I ASKED PARK REGENCY TO ACCEPT A DEED BACK IN LIU OF THE COLLECTION FEES, AND THEY REFUSED. THEIR ANSWER WAS "GET YOUR COLLECTION FEES CURRENT" AND WE WILL ACCEPT DEED BACK SITUATION. I AM NOT ABLE TO PAY THE COLLECTION AGENCY. AND NOT ABLE TO FIND A JOB DUE TO AGE FACTOR. I DO NOT KNOW HOW TO RESOLVE THIS ISSUE AT THIS TIME. CAN YOU GIVE ME ANY ADVICE? DU