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If you put the deposit on your credit card you can dispute the charge with your credit card company and there is a good chance you will win since you got nothing for your money. If you decide to cancel make sure you cross your " t " s and dot your " I ' s. Send the cancellation receipt return and make sure it is post marked prior to the end of the recission period. Even if you lose your down payment you may find that you got out cheap. Read some of the other stories of people who didn't recind in time. Good luck and let us know how it works out for you.