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agreed with the previous posts on this topic. take advantage of current owners renting a week. you will get the same benefits of ownership and may get the vacation for less than the yearly maintenance. Invest your down payment instead and hope you can pay for future vacations with the interest you earn. [Q=lorraine36] There are many schools of thought. If you buy a timeshare in a location that you love, you will always have a vacation spot to go to. However, if you are one who likes to travel a lot and see different places, a timeshare becomes a burden. Also, always buy it from someone other than a timeshare corporation. You will save thousands of dollars. As for trading, that'a a crap shoot. The spot you want to go to is hardly available and if you're thinking of trading in Europe, it will almost always be unavailable or the timeshares are far from tourist attractions. You may have to travel many miles to get to the center of anywhere. So, my advice is this: Pay close attention to the maintenance fees (which are ever rising) and think about renting a timeshare from other owners instead of buying one yourself. All us timeshare owners get stuck and would love to rent our timeshares to at least cover our maintenance cost. So it becomes a win for you because you never had to buy it and you're not stuck going to the same place every year.[/Q]