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Here's my opinion. Fixed weeks are great if you know you want to go to the same place every year. Points are only good if you are extremely flexible. My parents have a timeshare at the sunset cove in Marco island. It's gorgeous a gorgeous 3 bedroom 2 bath. It's either the first or 2nd week of August. It's a fixed week, but we have traded it in for hgvc points many times. The has since been taken over by holiday inn vacations, so I'm not sure if we sold it, that it would transfer as HGVC or holiday inn. Michelle