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It depends if you have a timeshare or a right to use . If it's a timeshare the first thing you have to do is contact the resort . I advise you to call them and find the person that handles deeds and titles . Then explain to them that you can't afford it anymore and ask them to take it back . If they agree then they will walk you through the process . They may demand that you pay the next years maintenance fees to give them time to find a new owner. That's a small price to pay to deal directly with the resort and not a scammer . If that doesn't work then others will offer you ideas to get it out of your name . It's important that you avoid scammers at all costs . The number one rule is : NEVER pay anyone money upfront that claims they can get you out of your contract !!!