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Wayne 192 I am very curious - how did you happen to get on this web site - are you an owner at the Manhattan Club?? And if not, why are you advising us owners? Also, I'm a little confused over a statement you made regarding the 3 options - you stated that one of them is that you bring an action in court, the defendant doesn't show up and I'm assuming you are granted the Judgement but what have you sued for? You say you are released from the time share and it appears you are saying you'd be released from any liability too. But if you have not paid any assessments, how are you released from owing them since they are owed to the Manhattan Club and not to the developer? How does the developer's non appearance waive them?