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Anyone can always just [b]decline[/b] to pay the [b]voluntary[/b] ARDA "contribution" tacked onto their maintenance fee bills, as I always have. After all, it is a [b]voluntary[/b] contribution and not [b]any[/b] part of your maintenance fee obligations. You don't need any lawyers or lawsuits, you merely need to [b]decline[/b] to make that "contribution". That being said, no one should have to overtly "opt out" of paying that contribution. It really should be the other way around --- people should have to overtly choose to "opt [b]in[/b]" to contribute to ARDA, although I cannot imagine why anyone would ever want to do so. Remember, the "RD" in ARDA stands for [b]Resort Developers[/b]. Any silly notion that ARDA-ROC represents consumers is (in my opinion) just laughable.