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Yes, that is correct. No one will ever get their investment back. It is gone. Just like all timeshare programs. You pay $10K to $70. The next day you could not sell it back at that price to the company. You could sell it off market at 10%. If you buy a timeshare you do not want to buy it from the timeshare company. Since the investment is lost. And it is lost. No one will ever get their investment back. The goal is to stop paying monthly fees. Paying fees is through good money after really bad money / investment. Think of it like you owned Enron stock. It tanked and then you kept buying it as the company folded. Not wise.