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Run! They lie to you about the contract to get you to sign. The points have no value. Worst financial mistake of my life. They will mercilessly rape you financially. They didn't care that they ruined my wedding with all the deceit on what they said was possible. I trusted them with the most important day of my life and all they did was steal thousands of dollars and give me nothing in return. Nothing they promised was actually reality. It is a SCAM!!!!