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fractional ownership is not an investment! (by David L.):

What you are failing to realize is that for the $250+/day that you are paying for your maintenance fee you could rent the same place and not have had to pay around $90,000 for the unit. And, you could have purchased a unit on the secondary market for 50% of what you paid by purchasing from the salesman there. How much did you get when you rented it?