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If I were you I would kiss the down payment goodbye and run away. The annual maintenance fee is probably $250/day which is more than you could most likely pay for a unit to rent. If you go ahead and buy your unit will go down in value at least 50% immediately. I paid $86,000 for a great unit and couldn't get an offer of even $40,000 while having the unit for sale for over 2 years. And, if you haven't realized it yet most of what the salesperson told you isn't true.