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I'm returning our signed agreement to Owners' Advocate today. $1100 ($550 x 2) with guarantee that they will get contract cancelled or money back and, supposedly, a good return rate on deposit refunds. We'll see - if it works then great! I know, spending more $$ seems counterproductive but I figure they know who to contact and how...things I could probably do but don't have the expertise so willing to pay for the service. I stumbled onto their website while researching timeshares and they are mentioned a couple of times in posts on this website. I'll post updates as this progresses.