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Shoot, I don't know much about RCI Points. I don't own them. So, take that into account. Also, I'm not a big fan of RCI. If this 100 is the fee to **convert** to points and it's currently weeks, I think that's a good deal. If you "go weeks", I think that limits you. A one-time low fee to have the points option seems like a good idea. I think once it is converted to points, you can still use it as A Week if you don't deposit it to points. As I understand it (and please, find out for sure), you make decisions about using it as Points or Weeks every 3 years? Like, commit it to points now for 3 years, then you decide what to do again in 3 years. seems you can "pull your week out" of points a year before check-in and use it as a week. What I don't know is that if that option forces it into deposit to RCI weeks. I don't think so - I think pulling it out of points means you can do whatever you want with it, including rent it out yourself - which I might suggest. Or, deposit it somewhere else - DAE, SFX, whatever, split or whole, depending on your desired exchange back out. I think that when you "pull it out", it is still a week that has been converted to points, that this, er, "pointness" does not expire. Hope someone that knows more about RCI Points comes along! But as for the Rci Weeks system? Availability is not as good as it used to be. Unless you already know how your week trades there or another owner can tell you, I would be hesitant to recommend goign that route. but it is true, you could get 2 exchanges back out, and possibly both bigger that what you had originally. sorry I can't be more help.