Simply stated, there is no easy or magical escape from a legally binding contractual obligation, with or without an upfront fee. There must be a lawful transfer of ownership to a knowing, willing new grantee, either by sale, giveaway or transfer back to the resort HOA (if the HOA accepts "deedbacks", which most do not). Timeshare must be paid off (i.e., no unpaid loan balance) and all fees must be fully paid up to date before any HOA will even consider a "deeback". Good luck.
KC